It is strongly recommended to conclude a foreign health insurance for Thailand! At a first glance, Thailand's health care may seem reasonably priced, but with longer stays in the hospital or daily outpatient care, the costs quickly increase to an immeasurable degree.
In addition, foreigners usually prefer to be treated in one of the (very good) private clinics, which are far more expensive than the state hospitals. By taking out a travel insurance for Thailand you can cover almost all medical expenses incurred abroad with a usually very small amount. Although a prepayment is usually expected on site, the travel insurances reimburse these after the homecoming unbureaucratically and quickly.
Nevertheless, it is important to check the benefits and possible traps in the general terms and conditions of the insurance company before signing the contract. Often, in the fine print, the insurance cover applies only to countries within the EU. Thus, the policyholder in Thailand would have no insurance coverage. Also, there are often hidden clauses for excess.
What travel insurance for Koh Phangan?
Koh Phangan is a beautiful island, but unfortunately the roads are in poor condition and some of the most beautiful beaches can only be reached by sandy tracks. This, in conjunction with tourists who for the most part have no experience with the drive from scooters unfortunately leads to many accidents on the island. Mostly it comes only to metal damage and (very painful) abrasions. However, these should absolutely be supplied professionally, otherwise it will quickly cause inflammation in a hot and humid climate!
Which foreign health insurance is ultimately chosen is up to you. The Elvia Travel Guard of the Alliance generally has a good reputation, but there are just as many other providers. For a long time the ADAC was also touted as a good travel insurance, but there are currently many members ADAC cancel, another automobile club may be considered as an ADAC alternative.
More information about the Allianz Travel Insurance: Get information & close here.
